Home Buying Costs Calculator: Title Deed Fee and Expenses

Home buying costs typically include deed tax, agent commission plus VAT, the appraisal fee, insurance and, if you use a mortgage, a file fee. This closing costs calculator sums them all into one table.

Deed tax is charged as a percentage of the declared sale price and is legally shared between buyer and seller. Enter the buyer share here to calculate the deed tax and add it to your budget.

If you use a mortgage, the bank requires a valuation report, so the appraisal fee is mandatory. For a cash purchase it is optional but still recommended to confirm true market value.